See the bigger picture with a complete report

  • See your data from 4 Credit Reference Agencies, not just one

  • Get an independent view with your checkmyfile Credit Score

  • FREE Identity Fraud Assistance if you fall victim

  • Really easy to cancel – by freephone or even online

  • Identify problem accounts and take steps to minimise their impact

  • checkmyfile guarantee never to sell your personal data

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Why multi-agency report?

The main reason for using multi-agency credit report data is that it ensures a complete credit picture is captured. Quite often lenders will record credit with lots of different agencies. Occasionally though, they will only record it with a handful of agencies. This means that by checking a single-agency report, there could be information missing. This, in turn, could have an adverse effect when applying for credit, including mortgages.

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